A Small Insight On Car Insurance Comparison
Today, Car insurance is as competitive as it has ever been, with more Car Insurance Companies arriving on the scene every year, and just as many Car Insurance Brokers. The Car Insurance Brokers will deal with many Car Insurance Companies to underwrite new insurance business, as well as existing insurance business.
There are literally thousands of Car Insurance Brokers across the country, and over 130 Car Insurance Underwriters both online, and trading quotes on the high street. But, how do you know which ones will give you the best Car Insurance Quote for you money?
We have researched the marketing behaviour of Car Insurance since 2008, and have calculated which ones will be best using a ‘scientifically calculated’ method to give you the best value, cover and at the end of the day, cheaper Car Insurance online.
Below are the top 11 Car Insurance Comparison Sites who supply car insurance either online or over the telephone – yet the online quotation systems are by far the cheapest methodology. The calculations are based on marketing activity, proven discount over other companies and also not forgetting customer service.
There is a short bio on the company, activities and what they claim against other insurance companies – and by clicking the link, you will see the small print that they always leave away from the statistical data they use to get you to buy car insurance from them..
Cover many different types of Insurance – from Car Insurance, Car Insurance for Young Drivers and Specialist Female Car Insurance policies. The latest claim as of October ’10′ is that over 50% of their Car Insurance supplied saves customers on average, up to £185.
Good customer service, do try and up sell policies, plus offer term insurance payments. They search over 90+ insurance underwriters.
Beat That Quote
Again like Confused, they cover many different areas of Car Insurance, as well as Young Driver Insurance, Lady Drivers and your personal belongings. Claims from Oct ’10′ they say can save you up to £508 + £20 cash back.
Fighting hard for business, do up sell policies based on what they cover, legal insurance, breakdown cover etc. Use 90+ insurance underwriters
Money Supermarket
As of October ’10′ they claim their Car Insurance could save at least 10% of their buyers up to £527 plus they search over 115 Insurance Underwriters. Specialist Car Insurance comparison site, with limited customer service.
Always on TV so advertising costs are very high compare to most car insurance sites. This may be reflected in customer service should you have problems.
Santander
One of the latest to join the Car Insurance service, using their European knowledge and marketing to enhance TV coverage. High spend on commercial advertising could reflect in Car Insurance Quotes. New offer Oct ’10′ – FREE Tom Tom Sat Nav with every mew policy taken.
No major claims on how much they can save you on your car insurance, but do have up sell capabilities with access to a huge market compared to some.
u Swicth
Another Car Insurance contender who started out as a Gas and Electric switching company. No financial claims to how much you save on your Car Insurance, just that they have the best available in the shortest time.
Information on site is outdated, saving customers £200 average – from June 09 to Nov 09 – Currently use the lowest number of underwriters but have the lowest overheads.
Direct Line
Now claim not to use comparison sites any more – and claim you can save 15% on your car insurance. This could be 15% of their retail price structure, not against the industry. Also insure Women Drivers, over 50 drivers and Young Driver Insurance supplied.
15% discount only available online, plus a 10% discount on any other vehicle you insure with them. Discounts are applied consecutively.
Go Compare
One of the highest spenders on advertising within the industry as of Sept/Oct 10 – Cover Car Insurance, Women Drivers and Young Drivers as well as many other different types of Car Insurance.
16% save over £550 – uses over 120 Insurance brokers – Savings offers are out of date from Sept – Dec 09. This could spell problems, but they are only a broker at the end of the day.
Co Operative Insurance
Co Op Car Insurance Quotes – not exactly specialist Car Insurance specialists but do claim that 10% of customers saved up to £380 based on independent consumer intelligence from Aug ’10′. Offers pay monthly insurance via direct debit.
Multi levels of voluntary excess available, have been recommended by Which? Magazine, won best Customer Service Awards and Best On-line Motor Insurance Provider by Your Money Magazine.
Aviva
Aviva took over from Norwich Union, offering Cheap Car Insurance to new customers, claiming they do not use Car Insurance Comparison sites. Get 2 months free insurance buying direct from them, terms and conditions apply.
Find out what the terms and conditions are by clicking on the link, where we point out exactly what small print you could miss.
Quote Zone
Fully independent Car Insurance, offering quotes from 90+ car insurance underwriting services. No claims to savings per customer, offering special deals for over 50′s, young drivers and learner driver insurance.
Alternative offers include a quote system for Polish Nationals who reside in the UK. Claim their unbiased service is due to not being owned or receiving any financial rewards from insurance companies or comparison sites.
Saga
Saga offer Car Insurance which is targeted towards the over 50′s, yet claim they service any age of driver and both sexes. Claim a 21% figure of driver who would have saved money with them for Car Insurance from Jan ’10′.
They cover EU driving included, plus comprehensive cover from on £12.50 per month for new car insurance business.